Where to Get Free Legal Advice for Your Small Business

Starting a small business can be exciting and fulfill your entrepreneurial spirit. However, the legal side of things can be daunting for the uninitiated.

Don’t fear – there are many ways to get free legal advice for your small business that can help you navigate the complexities of business law.

From experienced professionals to online resources, free legal advice is available and tailored to help you get on course with your small business ventures. Let’s dive in!

How Can You Legal Advice Free in the US?

In the U.S., there are various ways to receive free legal advice or low-cost legal assistance, particularly for issues related to business law, personal law, or other legal matters. Some of these options include:

• Pro Bono Lawyers: Some attorneys offer free services, known as “pro bono,” for those who cannot afford a lawyer. They may offer these services through private practice, through a law firm’s pro bono program, or via a legal aid society. Pro bono services may range from legal advice to full representation in court.
• Legal Clinics: Many communities and law schools have legal clinics where law students, under the supervision of a licensed attorney, provide legal services to those who cannot afford representation. This can include advice, document preparation, and even court appearances in some cases.
• Online Legal Forums: Websites such as Avvo, LawGuru, or the Legal Advice subreddit on Reddit are places where you can post legal questions and receive answers from legal professionals or knowledgeable laypeople. Remember, while these answers can guide you, they do not replace formal legal advice.
• Small Business Administration (SBA) and SCORE: If your legal questions relate to a small business, the SBA and SCORE (Service Corps of Retired Executives) can provide resources, mentorship, and potentially free or low-cost workshops or consultations.
• Law School Workshops and Public Lectures: Check with local law schools, as they often host public lectures or workshops on legal topics. These can be a great resource for learning about a particular area of law and can offer the opportunity to ask questions.
• Local Bar Associations: Most cities or counties have a bar association that can provide referrals to local attorneys. Many of these associations operate a legal hotline or hold occasional free legal clinics where you can talk briefly with an attorney.
• State and Local Government Websites: Numerous government websites offer resources for legal assistance. For example, they may provide information on landlord-tenant laws, consumer protection laws, or guidance on navigating small claims court.
• Legal Aid Societies: These are non-profit organizations that provide free legal services to people below a certain income level. They can assist with various issues, including family law, housing, and public benefits.

Remember, while all of these avenues can provide legal information and potential advice, they are not a substitute for hiring a lawyer if your situation requires one. For complex legal issues or when going to court, it’s typically best to have a trained legal professional represent your interests.

Why Legal Advice is So Important for Small Businesses

Starting a small business can be a thrilling and rewarding journey, but navigating the legal side of things can be complex and intimidating for those starting out.

That’s why it is so important to get free legal help to ensure success in your small business venture. Here are six reasons why accessing free legal advice is so important for small businesses:

• Secure Investments – Having qualified legal advice ensures you make the correct decisions when it comes to investments, partnerships, and contracts to secure your finances.
• Protect Assets – With guidance from experienced professionals, you can protect your assets from potential liabilities or risks that may arise during operations.
• Understand Federal Laws – Knowing federal and state laws helps you comply with regulations and avoid unnecessary restrictions or penalties by the government.
• Ensure Compliance – Free legal advice can provide peace of mind that you are complying with labor laws, health codes, tax requirements, and other relevant regulations.
• Minimize Risks – Understanding potential risks or challenging times ahead ensures you have strategies in place to mitigate any detrimental effects on your business operations.
• Process Documentation Quickly – Professional lawyers provide assistance with paperwork quickly and efficiently, including permits, leases, or other types of documents required for your business activities.

Ways to Get Free Legal Advice

When starting or running a small business, it’s important to stay abreast of the law and remain compliant.

Finding free legal advice can be a daunting task, so here are helpful ways to get professional assistance without breaking the bank.

Small Business Administration (SBA)

The Small Business Administration (SBA) is a valuable resource for small business owners who are seeking legal advice but may not be able to afford a lawyer.

The SBA’s Legal Compliance section on its website provides comprehensive information on various legal topics, including internal record-keeping, state and federal tax filing, and obtaining and maintaining business licenses and permits.

This information is designed to help small business owners understand their legal obligations and ensure that they are in compliance with all relevant laws.

In addition to the Legal Compliance section, the SBA provides a range of other resources and support for small business owners, including access to funding, counseling services, and business training programs.

Whether you are just starting a business or looking to expand your existing operation, the SBA can help you navigate the many challenges of running a small business and help you succeed in your venture.

Furthermore, the SBA provides free and low-cost business counseling through its network of Small Business Development Centers (SBDCs) and Women’s Business Centers (WBCs).

These centers offer advice on various topics, including business planning, management, and financial planning.

Whether you are just starting out or looking to expand your existing operation, the SBA small business resource center programs can help you find the resources and support you need to succeed.

Internal Revenue Service

The Internal Revenue Service (IRS) offers a wealth of resources for small business owners and the self-employed through the Small Business and Self-Employed Tax Center.

This comprehensive resource provides everything from tax filing instructions and tax deductions to legal advice on how to comply with the Affordable Care Act and recent tax reforms.

Small business owners can access guidance tailored to their specific business structure regarding taxes. This includes information on filing tax returns, record-keeping, and obtaining and maintaining necessary business licenses and permits.

The Tax Center also offers numerous educational resources, including web-based workshops, tutorials, and other educational tools.

These resources are designed to help small business owners and the self-employed better understand their tax obligations and complete their taxes with ease.

Whether you need assistance with filing your taxes, information about legal requirements for small businesses, or advice on maintaining compliance for your business, the IRS Small Business and Self-Employed Tax Center is here to help.

Online Legal Service

Online legal platforms can offer access to affordable legal support for various needs. These services, sometimes free or at a low-cost legal fee, offer helpful resources like legal forms, advice on business structuring, family law, and local attorney referrals.

You can also connect with licensed business lawyers for free advice through their “Ask a Lawyer” option. Some sites to ask your legal questions include LegalZoom, Lawyers.com, FreeAdvice.com, Avvo, and LawGuru.com.

Want a precise response? Craft a detailed inquiry by incorporating “Who, What, When, How, Will I or Do I” in the beginning. Supplementing the inquiry with extra information will get you a better answer in a much quicker timeframe.

These online legal services and sites provide assistance with various legal matters, including business formation, estate planning, and trademark registration.

They offer a range of legal documents and services, from do-it-yourself document preparation to attorney-assisted document review and more.

They make legal services accessible, affordable, and user-friendly for individuals and small businesses.

Law Blogs

Getting free legal advice from law blogs can be an incredibly helpful resource for those looking for information about the law and legal issues.

One of the main benefits of using law blogs for free legal advice is their easy accessibility.

Many law blogs, such as FindLaw.com and Nolo, are available online and can be accessed from anywhere with an internet connection, making them a convenient option for those who may not have the resources to schedule a consultation with a lawyer.

Another advantage of law blogs is that they frequently offer a rich source of information covering various legal topics.

From criminal law to contract law, law blogs cover a range of subjects, making it easy to find information on the specific legal issue you are facing.

They can also be an excellent resource for staying up-to-date on the latest legal developments and changes in the law.

Using law blogs, you can learn about how to create a business startup checklist, the pros and cons of different business structures, how to register your business in another state, things to do after forming an LLC, and much more. You can even search for answers to specific questions, like ‘how much does it cost to incorporate in each state?’

While law blogs can be a great resource for free legal advice, it is important to note that the information provided on these blogs is not always accurate or up-to-date.

As with any source of information, it is important to take the time to research and verify the information provided on law blogs before using it to make important legal decisions.

While it is important to exercise caution when using this information, the benefits of using law blogs for legal advice, including the convenience and breadth of information available, make it a valuable resource for those in need of legal guidance.

Pro Bono Legal Clinics

Pro bono legal clinics provide legal services to those who have low to moderate incomes and cannot afford to pay for a lawyer. These clinics are staffed by volunteer lawyers who dedicate their time and expertise to helping those in need.

There are many benefits to seeking legal advice from a pro bono law firm clinic, making them an excellent option for those who need legal assistance but cannot afford to pay for it.

One of the main benefits of pro bono legal clinics is that they provide access to professional legal advice that is otherwise unavailable to many people.

These clinics are staffed by experienced lawyers who have the knowledge and expertise to help with a wide range of legal issues.

This encompasses a range of services, including the drafting of legal documents, negotiating settlements, and representing clients in court.

Another advantage of pro bono clinics is that they are often affiliated with local bar associations, community organizations, and law schools.

This means that clients can receive a high level of professional legal assistance without incurring any cost.

This is especially advantageous for individuals facing intricate legal matters who require access to expert guidance.

However, one of the main cons of seeking free legal advice from pro bono clinics is that they are often very busy and in high demand.

This means that clients may have to wait a long time for their cases to be addressed. In some cases, clients may be turned away because the clinic is already overwhelmed with other cases.

Online Legal Courses

Free online legal courses are a great resource for individuals looking to find legal information and advice. One of the key benefits of these courses is their accessibility.

They can be taken from anywhere with an internet connection and at any time, making them an excellent option for people with busy schedules.

These courses are often taught by experienced attorneys and legal experts, providing individuals with the opportunity to learn from some of the best in the field. Online legal courses are usually self-paced, allowing individuals to learn at their own speed and review the material as needed.

However, one potential drawback of using online legal courses is that the information provided may not always be up-to-date or applicable to specific circumstances. Legal issues can be complex, and it may be difficult to find a one-size-fits-all solution through an online course.

In these cases, it may be necessary to consult with a licensed attorney for more personalized and accurate advice.

Nevertheless, free online legal courses can still be a valuable resource for individuals seeking general legal information and a better understanding of legal concepts and procedures.

For example, the Fundamentals of Business Law explains the differences between a sole proprietor, general partnership, limited partnership, C-corporations, and S-Corporations. While Protecting Business Innovations via Patent provides information all about patents.

Federal Trade Commission

The Federal Trade Commission’s (FTC) website is a comprehensive resource for small business owners.

It includes a “Tips & Advice” section, which has a specific “Business Center” subsection. This subsection offers a wide array of documents, blog posts, disclaimer examples, and reports that address different facets of managing a small business.

These range from advertising and marketing to credit and finance to privacy and security. The Business Center also offers a wealth of legal resources.

This section catalogs court cases, reports, and opinions on various business-related legal matters. From deceptive advertising to tip withholding to online ticket scalping, it provides valuable insight into how these legal cases were handled and the outcomes of each.

By utilizing these resources, small business owners can gain a deeper understanding of the complex legal landscape in which they operate.

The FTC’s Business Center is a valuable tool for staying informed and up-to-date on current legal issues, as well as for obtaining advice and guidance on how to protect your business from potential legal challenges.

Place for Free Legal Advice	Pros	Cons
Small Business Administration (SBA)	Provides comprehensive legal information and resources. Access to counseling services and training programs.	May not cover every aspect of legal advice a business may need.
Internal Revenue Service (IRS)	Offers guidance on tax filing, deductions, and legal compliance requirements.	Focuses primarily on tax-related issues.
Online Legal Services (e.g., LegalZoom, Avvo)	Access to a range of legal resources and documents. Some offer free advice and attorney referrals.	Accuracy and quality of advice may vary. May charge for certain services.
Law Blogs (e.g., FindLaw.com, Nolo)	Cover a wide range of legal topics. Free and easily accessible.	Information may not always be accurate or up-to-date.
Pro Bono Legal Clinics	Provide access to professional legal advice for free. Staffed by volunteer lawyers.	Often busy and in high demand. May have long wait times.
Online Legal Courses	Accessible and self-paced learning from legal experts.	Information may not always be up-to-date or specific to individual circumstances.
Federal Trade Commission (FTC)	Provides resources on a range of legal matters related to running a business. Keeps businesses informed on current legal issues.	Focuses primarily on business-related legal issues.

Maximizing the Benefit of Legal Consultations

When looking for free legal advice for your small business, it’s important to prepare carefully to maximize the benefits of these valuable consultations. Begin by formulating your questions ahead of time. This means pinpointing the key legal challenges your business is encountering, whether they relate to contracts, intellectual property, or regulatory compliance. Having a clear understanding of your specific needs will facilitate a more targeted and effective conversation.

Additionally, it’s important to gather all relevant documents before your consultation. This might include contracts, business agreements, business plans, or any previous legal correspondence that pertains to your current legal queries. Having these documents neatly organized and on hand will help the lawyer quickly understand the context of your situation, allowing them to provide more targeted and accurate advice.

Furthermore, having a clear understanding of your business needs and goals is crucial. Knowing how these goals intersect with legal requirements will guide the conversation and help the lawyer provide advice that not only addresses your immediate concerns but also aligns with your long-term business strategy. This approach ensures that the legal advice you receive is not just relevant but also practical and beneficial for your business’s future growth and compliance.

The Bottom Line

With so many potential resources for free legal advice, it can be difficult to know where to turn.

To make sure you get the best advice for your small business, it’s important to do your research and find an experienced lawyer who is able to provide knowledgeable assistance on the specific needs of your venture.

Contacting legal aid professionals, networking with other businesses in your community, or looking up legal tips for small businesses on online forums are just a few options available to help you find free legal advice for your small business.

Image: Envato Elements, Depositphotos

This article, "Where to Get Free Legal Advice for Your Small Business" was first published on Small Business Trends

What is Phishing?

Let’s start with a different question… What is cybersecurity? It’s one that a lot of small businesses need to ask today. And the answers need to include information on phishing. What it is, what to do about it, and how it can affect your enterprise if you don’t do anything.

What is phishing? Phishing attacks are designed to trick you into giving up sensitive information. Cybercriminals use phishing emails to pose as credible institutions.

They want personal details and to steal credit card information, or to install malware on a computer. A targeted attack can include malicious web links to fake websites.

A phishing attack is one of the cybersecurity terms you should know.

What is a Phishing Attack?

Phishing is an online scam technique that cybercriminals use to deceive people into giving away their private information, such as passwords or credit card numbers. This cyberattack method tricks internet users by pretending to be someone they trust.

A common way this is done is through deceptive emails that seem legit at first glance. These emails often contain links or attachments that, when clicked on, can install harmful software on the user’s computer.

This software can then steal information or even take control of the computer. When someone is tricked in this way, they have fallen for a phishing scam.

A Brief History of Phishing Attacks

To truly grasp what is phishing, we must examine its origins. This malicious tactic started to emerge in the mid-1990s when online deceivers employed fake identities to mislead individuals.

One notable event in the history of phishing was the “I Love You” email scam. This email seemed innocent but contained a harmful link that caused significant online chaos.

Nowadays, the threat of phishing has grown immensely. Predictions say that as many as 6 billion phishing attempts could happen this year. With numbers like these, it’s crucial to always be cautious when receiving unexpected emails or messages.

Types of Phishing

While deceptive emails are the most common type of phishing attack, especially for businesses, there are other methods scammers use to try and steal information. For instance, they might set up fake websites that look like ones you trust, hoping you’ll enter your login details.

Let’s take a look at the different kinds of phishing attacks that people and businesses need to be wary of:

Spear Phishing

Spear phishing is a targeted form of attack. Instead of sending out thousands of generic scam emails hoping someone will bite, spear phishers take time to research their victims.

They gather data about a specific person, organization, or business and then craft a personalized email that appears to come from a trusted source. For instance, they might impersonate a coworker or a known business partner.

The goal is to get the target to trust the email enough to click a link or share sensitive information. Everyone, especially those in prominent roles in an organization, needs to be vigilant against these well-crafted threats.

Email Phishing

The most common method of phishing occurs via email. Scammers distribute large quantities of emails to potential victims, hoping that even a small percentage will be deceived by the scam.

These emails often use urgent language, like wa arning about a security breach, to make the recipient act quickly without thinking. They might ask for personal information directly or include a link to a fake website that looks like a legitimate service you use.

To safeguard yourself from email phishing, always scrutinize the sender’s address, remain cautious of unexpected emails that contain urgent requests, and avoid clicking on any suspicious links.

Simulated phishing emails are the ones that criminals send to test their efforts. This Microsoft Office document talks about what to look for. Here’s some good info on spam filters too.

Vishing

Not all phishing attacks occur in the conventional digital format. Vishing, or voice phishing, entails scammers attempting to trick individuals over the phone. They may impersonate representatives from your bank, the IRS, or other credible-sounding organizations.

They’ll often create a fake crisis, like claiming there’s a problem with your account, to get you to share personal or financial information over the phone.

It’s always a good idea, if you receive such a call, to hang up and then call the organization directly using a phone number you know is legitimate. This way, you can confirm if the call was genuine or an attempt at vishing.

The Federal Trade Commission wants you to report vishing to them.

Whaling

Whaling is a specialized form of spear phishing. Instead of going after just anyone, these attackers aim for the “big fish” in an organization—think CEOs, CFOs, and other top executives.

The attackers often invest significant time in creating a convincing message, potentially posing as a trusted business partner or a colleague in a leadership position. They may request the executive to approve a financial transaction or disclose confidential company information.

Due to the high-level targets and potentially massive implications of these scams, it’s crucial for company leadership to be trained and cautious about unsolicited and unexpected communication.

Angler Phishing

The digital realm is vast, and scammers have found ways to exploit almost every corner of it. Angler phishing focuses on social media platforms. Here, attackers create fake customer service accounts for well-known brands.

When a user complains or asks a question on the brand’s official page, the fake account responds with a request for personal or login details.

To avoid this trap, always double-check the authenticity of accounts before sharing information, especially if they approached you first.

Smishing

With almost everyone owning a mobile phone, text messages become another avenue for phishing. Smishing, or SMS phishing, involves receiving a text message that seems to be from a trusted organization, like your bank.

The message might warn you about a potential issue with your account and prompt you to click a link or call a number. Always be wary of unsolicited texts, especially if they ask for personal information or prompt immediate action.

Clone Phishing

In clone phishing, attackers take a legitimate email you’ve received, replicate it, and then slightly alter it for malicious intent. They might change a link or attachment in the email, making it harmful.

Then, they’ll resend this “cloned” email, making it appear as if it’s coming from the original sender. To guard against this, it’s helpful to pay attention to small details in emails and always double-check with the sender if something feels off.

Water Hole Phishing

This strategy is a bit more indirect. Attackers identify websites that employees of a particular organization frequently visit. They then try to compromise those sites. When an employee visits the “watering hole,” they might unknowingly download malicious software.

It’s like predators waiting at a watering hole for their prey. To defend against such threats, businesses should ensure employees are educated about safe browsing practices and maintain strong cybersecurity defenses.

Comparing Phishing Tactics

To help differentiate and quickly recognize the various types of phishing attacks, refer to the table below:

Type	Characteristics	Delivery Method
Spear Phishing	Targeted at specific individuals/groups; from credible source	Emails
Email Phishing	Generic messages, unofficial email addresses	Emails
Vishing	Voice-based deception, typically about account problems	Phone calls
Whaling	Targets senior officials, involves financial transactions	Emails
Angler Phishing	Focus on social media, uses fake posts and tweets	Social media platforms
Smishing	Text-based, might have unusual area codes	SMS/text messages
Clone Phishing	Appears to be from common service, requests known information	Emails
Water Hole Phishing	Targets websites employees frequently visit	Compromised websites or fake web addresses

How to Recognize Phishing Scams

Recognizing phishing scams is crucial in safeguarding your personal and business information. Here are some telltale signs:

• Bad Grammar and Spelling: Spear phishing campaigns aren’t effective when you spot these errors. Bad spelling might be legit, or it can be a way to get around filters that prevent phishing attacks. Grammatical errors top the red flag list in emails and on phishing websites.
• Generic Greetings: Don’t supply account numbers online. Especially when your bank doesn’t know your name, generic greetings from organizations you work with should tip you off. A “Dear Sir” email might be an attempt to get malware installed.
• Email Domains That Don’t Match: Reputable companies use their own email domains. Phishing emails have small errors, like Microsoft, or they get sent from a generic domain like Gmail. Phishing domains are a common method they use to get you to download malware.
• Suspicious Sender Address: Check if the email comes from a legitimate domain. Phishers often use email addresses that mimic legitimate ones with minor alterations.
• Urgent or Threatening Language: Phishing attempts often create a sense of urgency, prompting immediate action to resolve a supposed issue.
• Mismatched URLs: Hover over any links in the email (without clicking) to see if the URL and domain name match what you would expect from the legitimate site.
• Requests for Personal Information: Legitimate companies rarely ask for sensitive information through email.
• Unsolicited Attachments: Be wary of unexpected email attachments, which may contain malware.

What Are Examples of Phishing?

Here are some examples of malicious software that can lead to financial loss and identity theft. Additionally, there are other instances of phishing as well.

• Link Manipulation: This type has phishing links that lead to malicious websites. The fake web pages ask for account credentials.
• Evil Twin Wi-Fi: Access points get spoofed. People get internet access to the wrong Hotspot. Watch out for access points in shopping malls, coffee shops, etc.
• Malvertising: Advertising and pop-ups with links that install malicious code. Malicious links are common, as are malicious attachments.
• CEO Fraud: Impersonates high-level executives to request unauthorized transfers of funds.
• Clone Phishing: Uses a legitimate previously sent email with a malicious attachment or link replaced.

Advanced Phishing Techniques to Be Aware Of

Cybercriminals are constantly evolving their tactics. Here are advanced phishing techniques you should be aware of:

• Deepfake Phishing: Uses AI-generated audio or video clips that mimic known contacts or public figures to manipulate victims into performing financial transactions or sharing confidential information.
• HTTPS Phishing: Utilizes websites with HTTPS to appear secure and legitimate, misleading users into thinking they are on a genuine site.
• AI-Powered Phishing: Employs artificial intelligence to create more convincing phishing emails by analyzing victim’s online behavior and crafting personalized messages that are harder to detect.

By staying informed about these phishing techniques and knowing how to recognize them, you can significantly reduce the risk of falling victim to these scams. Always exercise caution when handling unsolicited communications and when in doubt, directly contact the supposed sender through a verified method.

How Does a Phishing Scam Work?

Phishing uses email and other forms of communication. The criminal usually poses as a legitimate company like a bank or supplier. The sender is trying to get access to sensitive information such as Like bank account numbers or admin passwords.

Victims may be deceived into clicking a link that leads to a phishing website, as these scams come in various forms. Some hackers create fake social media profiles to carry out their schemes.

Basic attacks attempt to trick people into entering confidential information or personal details. Prizes won in false competitions, and winning vouchers are common techniques.

Finally, here’s a list of the best phishing training options for you and your employees.

Image: Envato Elements

This article, "What is Phishing?" was first published on Small Business Trends

Study Identifies Optimal TikTok Posting Times for Small Businesses

Kapwing has released a study analyzing the best times to post on TikTok, based on data from 15,000 of the most-viewed videos as of December 2024. The study, which examined engagement patterns across 129 hashtags and 11 content categories, provides insights into when creators should post to maximize visibility on the platform.

The study found that mornings consistently yielded the highest engagement rates across most time zones, contradicting the common assumption that evenings are the best time to post.

“The general findings that mornings were recommended across almost all time zones is interesting,” Kapwing noted. “We think the assumption is to post later in the day when people have finished work and are more likely to be using TikTok leisurely, around 6 p.m.-10 p.m.”

Kapwing advises TikTok creators to use the study’s data as a starting point rather than adhering to a single fixed posting time. “Experiment. Use the study and timings as a base for experiment. Take a range of times from the data and use them to identify the best one for you, opposed to plucking just ‘one magic number,’” the company recommended.

Best Posting Times by Category

Kapwing categorized the best posting times by content type, providing insights for creators in various niches. Key findings include:

• Overall best posting time: Wednesday at 12 p.m. (Eastern Time)
• Fitness: Monday or Wednesday at 11 a.m.
• Travel: Tuesday at 12 p.m.
• Home Improvement: Friday at 1 p.m.
• Food: Tuesday at 12 p.m. or 2 p.m.
• Small Business: Tuesday at 2 p.m.
• Beauty: Wednesday at 2 p.m.
• Books: Thursday at 12 p.m. or 2 p.m.
• Pets: Saturday at 10 a.m.
• Fashion: Monday at 12 p.m.
• Parenting: Friday at 2 p.m.
• Entertainment: Wednesday at 10 a.m.

To conduct the study, Kapwing analyzed video timestamps across 11 content categories, using encoded metadata from TikTok’s “Top” tab. The analysis identified patterns in publication times, determining the most common time slots among highly viewed videos.

Kapwing also released time-zone-specific heat maps detailing the best hours to post for users in the Eastern, Central, Mountain, and Pacific time zones.

This article, "Study Identifies Optimal TikTok Posting Times for Small Businesses" was first published on Small Business Trends

Poshmark Unveils Smart List AI to Streamline Secondhand Selling

Poshmark has announced the launch of Smart List AI, an artificial intelligence-driven feature designed to simplify and enhance the resale experience for sellers. Set to debut for iOS users in the U.S. and Canada in February 2025, Smart List AI aims to automate listing creation, reducing the time and effort required to sell items on the platform.

Smart List AI allows sellers to generate detailed and compelling listings using a single photo, leveraging AI to optimize descriptions and product details.

“The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience,” said Manish Chandra, founder and CEO of Poshmark. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience.”

Poshmark is integrating artificial intelligence across its platform to refine every stage of the resale process. The company sees Smart List AI as a key innovation in creating a more efficient and user-friendly experience for sellers, emphasizing automation and scalability.

With machine learning-driven enhancements, Poshmark continues to focus on building a marketplace where fashion enthusiasts can connect, sell, and shop more effectively. The introduction of AI tools underscores the platform’s commitment to evolving the resale experience through technology and community engagement.

Smart List AI will roll out to all iOS users in the U.S. and Canada in February 2025.

Image: Poshmark

This article, "Poshmark Unveils Smart List AI to Streamline Secondhand Selling" was first published on Small Business Trends

Your Guide to the Startup Costs Deduction

Starting a new business can come with numerous organizational expenses that can add up quickly. Fortunately, the IRS offers a deduction for startup costs that can help ease the financial burden.

In this guide, we’ll explain everything you need to know about startup cost deduction and how to take advantage of it in the future.

What is the startup cost deduction?

The startup cost deduction is a tax provision that allows entrepreneurs and small business owners to deduct a portion of their startup expenses from their taxable income in the year they begin conducting business.

The deduction is intended to help offset the costs involved with starting a business, which can include expenses such as market research, legal fees, incorporation fees, and advertising costs.

To qualify for the startup cost deduction, the business must be a new business, the expenses must be incurred before the business begins operations, and the expenses must be necessary and ordinary for the type of business being started.

The amount of the startup cost deduction is limited to $5,000 for the first year of business, with any remaining startup costs being amortized over a 15-year period.

However, businesses whose startup costs exceed $50,000 in total face a reduced limit on their deduction.

The best way to get you going in the right direction is to have a business startup checklist. The list can include anything from getting financing to finding legal help and even knowing tax terms. A thorough checklist can keep you from making rash decisions.

Who can benefit from the startup costs deduction?

New businesses that have incurred startup costs can benefit from the startup cost deduction. This includes entrepreneurs who have recently started a business, as well as those who are in the process of starting one.

The deduction is available to businesses of all types and sizes, including sole proprietorships, partnerships, and corporations.

What business startup costs are deductible?

When starting a business, it’s essential to understand what costs are deductible. Deductible startup costs and deductible organizational costs are two categories that can help new business owners save on taxes.

Understanding which expenses fit into these categories can greatly impact a business’s financial success.

Deductible Startup Costs

When starting a new business, there are many costs that need to be considered. Fortunately, some of these costs may be tax-deductible, helping new business owners save money on their taxes.

These deductible business startup expenses include costs that are necessary when starting or buying an active trade or business, such as:

• Research and development expenses may include costs incurred related to the creation and testing of prototypes, the development of new technologies, labor supply, or the refinement of existing products or services.
• Market research expenses may include costs paid related to surveys, focus groups, or other research methods to understand potential customers’ needs and preferences.
• Advertising and promotion expenses can encompass costs associated with the development and distribution of marketing materials, including brochures, flyers, and advertisements.
• Employee training costs may include expenses related to onboarding new employees, such as training materials, instructor fees, and travel expenses.
• Equipment and supplies costs may include expenses related to purchasing or leasing equipment and supplies necessary to operate the business.
• Professional fees, such as legal and accounting fees, may be incurred to help with business registration, tax preparation, and other legal or financial matters.
• Rent and utilities during the startup phase such as rent for office or retail space, as well as utilities such as electricity, water, and internet service.

Deductible Organizational Costs

Deductible organizational costs are expenses that arise during the establishment of a corporation or partnership. These costs encompass:

• Legal and accounting fees associated with incorporation or partnership formation can encompass costs for preparing legal documents, including articles of incorporation and partnership agreements, along with any consulting fees from accountants or lawyers.
• State fees for incorporating or registering the business may include expenses such as filing fees or franchise taxes required to register the business with the state.
• Organizational meeting costs may include expenses related to the initial meetings of the corporation or partnership, such as travel and lodging expenses for shareholders or partners.
• Fees for obtaining licenses and permits can encompass the costs associated with acquiring the essential permits and licenses needed to operate the business.
• Costs associated with transferring assets to the new business may also be tax-deductible. These costs may include expenses related to transferring assets such as real estate, inventory, or intellectual property to the new business.

What startup business expenses are not deductible?

While there are many startup costs that are deductible, not all expenses qualify. Some costs, such as personal expenses or those incurred before the business is operational, cannot be deducted. Here are examples of startup costs that are not deductible:

• Personal expenses
• Capital expenses
• Research and experimentation costs before the business begins operations
• Expenses for acquiring intangible assets like patents and copyrights
• Costs related to acquiring an existing business
• Expenses related to issuing stock or other securities
• Fines and penalties
• Expenses for lobbying or political activities
• Costs related to tax-exempt income or other tax-exempt entities
• Expenses for creating or administering a pension plan or trust
• Costs related to issuing tax-exempt securities or financing through tax-exempt bonds

When can you take the startup costs deduction?

You can claim the startup costs deduction in the year your business starts. This deduction applies to expenses related to the creation or exploration of a new business, including costs for market research and advertising.

The maximum amount of startup costs that can be deducted in the first year is $5,000, with any remaining balance being amortized over a period of 15 years.

It’s important to keep accurate records and consult with a tax professional to ensure you are taking advantage of all available tax deductions.

How do you calculate startup costs for a small business?

Calculating startup costs for a small business involves identifying all expenses necessary to get the business up and running.

These expenses may encompass a variety of items, ranging from market research and legal fees to equipment and supplies.

To calculate the total startup costs, list each expense and its associated cost and add them together.

It’s important to be thorough in identifying all necessary expenses, as underestimating startup costs can lead to financial strain later on.

A solid understanding of startup costs is critical for creating a viable business plan and securing the necessary funding for a successful launch.

How do you claim the startup costs deduction?

Claiming the startup costs deduction can help reduce the tax burden for new businesses. To take advantage of this deduction, there are specific steps that must be followed when filing an IRS tax return. Here are the steps to claim the startup costs deduction:

1. Determine if your business is eligible: To claim the startup costs deduction, your business must have started within the current tax year and incurred expenses related to starting up the business.
2. Calculate your startup costs: The startup costs include any expenses incurred in preparing to operate the business, such as legal and accounting fees, market research, and advertising costs.
3. Choose between deduction or amortization: You have the option of either deducting startup costs up to $5,000 in the first year or amortizing the expenses over a period of time, generally 15 years.
4. File the appropriate tax form: Based on your business entity type, you must submit either Form 1120, 1120-S, 1065, or 1040. Filing the correct form is essential for claiming the startup costs deduction.
5. Include the deduction on your tax return: After calculating the amount of the deduction or amortization, make sure to record it on the correct line of your tax return. This step is crucial to maximize the tax benefit from the startup costs deduction.

How much can be claimed with the startup costs deduction?

The amount that can be claimed with the startup costs deduction is limited to $5,000 in the first year of business. If your total startup costs exceed $50,000, the deduction will be reduced by the excess amount. Any remaining expenses not deducted in the first year can be amortized and claimed over a period of 180 months.

Can an LLC deduct startup costs?

Yes, an LLC can deduct startup costs on its tax return. However, the deduction is subject to certain limitations and eligibility requirements. The IRS considers startup costs as capital expenses that are necessary to get the business up and running.

It’s important to consult with a tax professional to ensure you are accurately reporting all eligible expenses and taking advantage of all available deductions.

Can a sole proprietor deduct startup costs?

Yes, a sole proprietor can deduct startup costs on their tax return, subject to certain limits and requirements. The startup costs must be ordinary and necessary expenses incurred in the course of starting the business and cannot exceed $5,000 in the first year, with any remaining costs spread out over 15 years.

Can an independent contractor deduct startup costs?

Yes, independent contractors may be able to deduct startup costs associated with their business, such as equipment purchases and marketing expenses, on their tax returns. Just like for LLCs and sole proprietors, the deduction is limited to $5,000 in the first year of business and any remaining costs can be spread out.

Can you deduct startup costs with no income?

If a business owner has no income during the year in which they incur startup costs, they may still be able to deduct these costs on their tax return. The deduction may be limited in the first year and carried forward to future years.

Can you depreciate startup costs?

Some startup costs, such as equipment purchases or property improvements, may be depreciated over time on a business owner’s tax return. As mentioned previously, the ability to depreciate startup costs on a business owner’s tax return may be limited by certain eligibility requirements established by the IRS.

Image: Envato Elements

This article, "Your Guide to the Startup Costs Deduction" was first published on Small Business Trends

Where to Find Print Services for Your Business

Although digital has taken over, having high-quality printed materials for your business remains important. Printing services can provide immense value for your brand when it comes to making a lasting impression and connecting with your customers.

Printed materials can be a major differentiator for your business, and that’s why we’re going through everything you need to know about business print services and where to obtain printing services.

The Importance of Print Services for Businesses

Printed materials such as business cards, brochures, photo books, yard signs, and more can all be valuable tools for creating brand awareness. Printing services can also be used for promotional and custom products for marketing, adding additional value to your business.

Printed materials and print services play an integral role in building and promoting a small business’s brand image. Here’s why they are so important:

• Brand Consistency: By using print services, businesses can ensure that their branding remains consistent across all of their promotional materials. This includes everything from business cards to brochures and yard signs.
• Marketing Impact: Printed materials such as brochures, posters, and banners act as powerful marketing tools that effectively promote a business’s products or services. Additionally, custom products can further strengthen these marketing initiatives.
• Professionalism: High-quality printed materials can convey a level of professionalism and credibility to potential customers or clients. This can help a small business stand out from the competition.
• Tangible Engagement: Unlike digital ads, printed materials offer physical interaction. Customers can hold a brochure, flip through a photo book, or glance at a yard sign, creating a more engaging experience.
• Versatility: There are many different types of printed materials, each serving its own purpose. This versatility makes it easy for businesses to find the right print product for their specific needs.
• Affordability: Numerous print services provide competitive pricing, particularly for bulk orders, which makes them a cost-effective marketing investment for small businesses.
• Local Visibility: Printed materials such as yard signs, banners, and flyers can greatly enhance local visibility, helping small businesses to engage with their local community effectively.

In short, investing in high-quality print services can provide significant benefits for a small business, from enhancing brand awareness to boosting local visibility and marketing impact.

Online Printing Services: A Modern Solution

Online print services allow you to order printed materials and have them delivered directly to you. While you will need to cover shipping costs for the supplies and signage you order, online printing remains one of the simplest options for obtaining promotional products. When you place a print order, you can upload various files, including images like your logo, stock photos, and business images. Some print services also provide graphic design assistance for specific types of materials. During the ordering process, you will choose the materials on which you want your images printed. Additionally, you can add text, such as a slogan, message, or any other information that should appear on the printed items. Once you finalize your order, your materials will be delivered to your business, completing the task.

Variety of Print Products for Business Needs

Many types of print products are available for businesses depending on what is needed, but they typically include many types of marketing materials. The most common printed products include:

• Business cards
• Banners
• Postcards
• Flyers
• Invitations
• Coupons
• Brochures
• Posters

Custom Prints: Tailoring to Your Business Needs

A custom print order helps your business stand out, as you can customize products and marketing materials according to your brand and industry. You can tailor print materials based on specific needs and brand image and control each part of the process to ensure that every print material you create aligns with your business needs.

Choosing the Right Print Services for Your Business

Choosing the right print service for your business will require considering several factors. You will need to compare the quality of the printed products, the variety of solutions offered, competitive prices, any deals they may offer, and the customer service provided. Some print services may offer free shipping or volume discounts depending on the order quantity.

Quality and Versatility in Print Services

Depending on your business, you may need a wide range of printed materials. It’s essential to evaluate printing companies based on the quality of products (e.g., paper weight, volume, thickness) and the variety of services they offer, such as corporate-facing product examples, to ensure that the company is valid and provides the right services for your needs.

Where to Find Reliable Print Services for Your Business

	Vistaprint	GotPrint	MOO	Zazzle	Fast Printing
Type of Service	Full service print business	Full service print business	Customizable print service solution	Online printing service	Luxury printing products
Products	Posters, banners, signage, invitations, postcards, and more	Business cards, signs, banners, custom apparel, promotional products	Signs, business cards, banners, custom products such as water bottles and hardcover notebooks	Customizable products, products from artists and independent creators	Business cards, posters, banners, signs, invitations, event materials
Ordering Process	Straightforward	Standard	Fast shipping options available	Highly customizable	Free and fast delivery based on order size and quantity
Unique Features	Wide range of products	Offers apparel and promotional products	Nationwide delivery	Offers unique items from independent creators	Offers luxury printing products

If you’re looking for dependable, high-quality print services for your business, we have put together a list of vendors that offer printing services specifically for business clients.

Vistaprint

Vistaprint is a top provider of print services, offering a variety of printed materials for businesses. Ordering from Vistaprint is easy, and they provide an extensive selection of products, such as posters, banners, signage, invitations, postcards, and more.

GotPrint

GotPrint is a full-service print business that offers a range of printed options for marketing materials. Businesses can print business cards, signs, and banners and even opt for other solutions, such as custom apparel and other promotional products to optimize their marketing.

MOO

MOO is a customizable print service solution that delivers nationwide, with fast shipping options available. MOO can be used for basic marketing materials such as signs, business cards, and banners for events, but they also offer custom products such as water bottles and hardcover notebooks that can be delivered across the country.

Zazzle

Online printing services such as Zazzle offer a variety of products for marketing and promotions. With Zazzle, businesses can customize their products and create their own using their logo. But businesses can also purchase products from artists and independent creators, making it a creative option for businesses seeking unique items.

Fast Printing

Fast Printing offers luxury printing products with a wide variety of printed products for businesses, including promotional products such as business cards, posters, banners, signs, invitations, and other event materials. The Fast Printing shop also includes free and speedy delivery based on the order size and quantity.

Frequently Asked Questions about Print Services

Navigating print services can be daunting and perplexing, particularly if you are new to it. Grasping the printing process is essential, as is selecting the right service that meets your needs.

What are print services?

Print services refer to professional services that produce and fulfill printed materials for businesses and individuals. Print services include graphic design, printing, finishing, and delivery, and print service companies can have materials such as business cards, brochures, flyers, posters, banners, stationery, and promotional items.

What are the benefits of online printing services?

Print services have many benefits for small businesses. With print services, companies can shop for promotional products for their business from all across the country. Whether printing signs, posters, or banners, online printing offers a fast, reliable method for printing with convenient delivery options.

What kinds of print products are available for businesses?

Various types of print products are available for businesses, including business cards, signs, banners, posters, flyers, and additional options that companies can consider.

How do I choose the right print service for my business?

Choosing the right print services involves locating a business that provides the specific products you need, along with high-quality paper and appealing graphic design. Additionally, it’s important to verify whether the print services have relevant industry experience and offer benefits like free delivery.

Where can I find reliable print services for my business?

You can easily locate dependable print services online, as the print service industry has experienced significant growth. Print services can be discovered through various guides and online searches.

This article, "Where to Find Print Services for Your Business" was first published on Small Business Trends

Confirmation Email Template Examples

A confirmation email is useful in various situations. Whether it’s for confirming a restaurant reservation, online or offline events, or other meetings, a confirmation email plays a significant role in the communication strategy. To help you write a thorough confirmation email that includes all the necessary information, you can utilize a confirmation email template.

What Is a Confirmation Email?

Confirmation emails are used to communicate important information to customers after specific events. There are many types of confirmation emails, including:

• Restaurant reservation confirmation
• Order confirmation
• Webinar confirmation email, including registration confirmation email
• Subscription confirmation emails
• Booking confirmation emails
• Shipping confirmation email
• Purchase confirmation email
• Flight confirmation email
• Cancellation confirmation emails

There are many other types of email confirmations, but the goal of each type of email confirmation is to provide the customer with immediate feedback to let them know they have been successful and that your business is aware and taking the necessary next steps.

With each confirmation email type, it’s essential to ensure you’ve included all of the relevant information in one place.

It’s a type of transactional email that is written in a clear and intuitive manner to make it easy for customers to read and understand the information in the confirmation.

After receiving the confirmation email, they should be able to reference it when they need to if they have questions or issues with their order.

How to Write Confirmation Emails

A confirmation message is an essential tool in digital communication, serving as an acknowledgment that an action has been completed or that information has been received.

The content of a confirmation email can vary based on its type. In this guide, we explore essential elements of email confirmations to help you create effective and informative confirmation messages for your audience.

Step 1: Write a clear subject line

Creating an effective subject line for a confirmation email template is crucial. Regardless of whether it pertains to a registration, purchase, or another form of confirmation, the subject line acts as the email’s initial impression.

Commonly, for scenarios like a registration or shipping confirmation email, it should encapsulate key details like the order number coupled with a confirmation alert.

The golden rule is simplicity combined with informativeness. Your subject lines should act as a quick snapshot, giving the recipient clarity on the email’s content, thereby allowing them to prioritize its relevance and decide whether it warrants immediate attention.

Step 2: Include order confirmation and order details

The main content or body of your email is where the bulk of the information resides. For order confirmation, it’s imperative that customers are presented with a clear picture of what they’ve procured.

This encompasses not only the confirmation that their order has been successfully placed but also information such as the number of items, the total cost, and a brief description of each product.

On the other hand, for an account creation or registration email, it’s pivotal to furnish them with their login credentials, reassure them of a successful sign-up, and provide any additional context or actions required.

For instance, you may need to prompt them to verify their email address, thereby solidifying their account security. Following such a structured format ensures that your client is kept in the loop, fostering trust and transparency.

Step 3: Add shipping details or other item information

When it comes to shipping or order confirmation emails, furnishing precise details can alleviate any anxieties customers might have post-purchase. It’s essential to incorporate not only the shipping address but also the billing address.

This double-checking mechanism ensures clarity and avoids any future discrepancies. Furthermore, provide an estimated delivery window so customers can anticipate when their package will arrive.

This sort of meticulous detailing isn’t restricted to physical products. For instance, when dealing with a subscription-based service, convey when the subscription gets renewed, along with the exact amount that will be charged.

Moreover, for more niche confirmations like restaurant reservations, it’s paramount to provide specifics. From the date and time of their booking to the exact location of the establishment, every little detail can enhance their dining experience.

You might even hint at the reservation particulars in the subject line itself, ensuring the recipient has a clear idea from the get-go.

Step 4: Provide contact information

It’s pivotal for any customer-centric business to have accessible channels for communication. Be sure to incorporate all the relevant contact details, such as a direct phone number, dedicated customer service email address, or even a chat link if available.

This inclusion not only instills a sense of reliability but also signifies your readiness to assist. The more accessible and transparent your contact mechanisms are, the more trust you can cultivate with your clientele.

Step 5: End with a thank you and any other essential information

As the saying goes, “it’s the small things that matter.” Ending your email with a heartfelt expression of gratitude can significantly enhance the relationship between your brand and the customer.

Beyond just a simple “thank you,” consider adding value to their next interaction with your brand.

This could be in the form of a discount code for their subsequent purchase, details about a referral program to benefit both them and their friends, or an invitation to engage with your brand on various social media platforms.

This not only fosters loyalty but also opens up avenues for more personalized and engaging future interactions.

Confirmation Email Example

Effective confirmation email templates should be concise, straightforward, and include essential information that establishes clear expectations for the customer.

Dear _____

Thank you for your _____. The details of your ____ are below; please let us know via email or telephone at _____ if you need to make any modifications.

All the best, ____

More Effective Confirmation Email Templates

Because there are many types of confirmation messages, here are some more confirmation email examples to help you create your own.

Order Confirmation Email Template

Order confirmation email examples or order confirmation email templates usually look like the following:

Dear ___. Thank you very much for your order!

Please find a complete order summary ____ (include item name, quantity, and price). We’ve received your order and are getting ready to have it shipped. It should be with you in ____ (shipping time).

We will send another email when your order is out for delivery.

As a thank you for your purchase, here is a discount code for future purchases.

We thank you again for your order and hope you have a wonderful day.

Shipping Confirmation Template

A shipping confirmation email template needs to include details for the customer to understand how and when they will receive their order. Shipping confirmation email templates can look like below:

Dear ____.

Thank you for your order. We’re pleased to let you know that it is on its way to you! Your order is being shipped via ____ (shipping method) and will arrive in ____ (shipping time). You can track your order using the tracking link provided. If you have experience delays or issues with your order, please contact us via email or phone.

Thank you again for your order, and we look forward to serving you again!

Interview Confirmation Email Template

If you are confirming an interview, you will need to create personalized communication with the person, including key details, such as the example below:

Dear ____,

Thank you for confirming your availability for the interview. We are happy to inform you that it has now been scheduled.

Your interview will be held on [DATE] and [TIME] via [INTERVIEW METHOD, e.g., via Zoom, Teams, or in person). You will be speaking to [NAME OF INTERVIEWER, TITLE] for approximately [TIME]. Please let us know if you have any questions or need to reschedule.

All the best, ___

Payment Confirmation Email

Payment confirmation emails need to include basic payment details so that customers know their purchase went through.

Dear ___

Thank you for your purchase on [DATE]. This is a confirmation email to let you know we have received your payment. Payment details are below for your reference:

[include payment method and amount].

Please get in touch with us via phone or email if you need to make changes or modify your purchase.

Tips for Writing Confirmation Emails

A consistent communication process ensures that customers feel confident working with your business, which helps drive more sales and repeat purchases.

Whether you’re putting together a booking confirmation email or confirmation emails for eCommerce stores, there are a few tips you can use to make your communication go beyond transactional emails. These tips can help with all kinds of confirmation emails to make them stand out immediately.

Make an instant connection with the customer

For both new customers and existing customers, it’s important not to treat them as just a number transaction. Personalize your email confirmations with names and other special touches to make them feel special.

Write in your brand voice

Your brand voice should come through in your confirmation emails to ensure that customers have a consistent experience, so think about what your brand stands for and how it communicates when crafting these messages.

Save a great example when you see it

Look at the confirmation letters you receive. If you’re seeing a great example, such as clear shipping information, account confirmation, and unique ways to cross-sell items, save them! You can use them as inspiration for your confirmation emails.

Use email marketing software

If you want to create a seamless, automated confirmation email process, use email marketing software. You can create templates personalized with details depending on the type of confirmation you’re sending, including relevant information.

For example, email software can be used for a registration confirmation email, an online purchase confirmation email, and other types of customer purchases.

How Do You Politely Confirm Through Email?

A polite confirmation via email should include details of the order, registration, or reservation in the subject line. Then, in the body of the email, you can thank them for their time and let them know that everything is confirmed.

Finally, outline any next steps the customer should thank, if necessary, at the end of the email with a short sign-off.

Is an Order Confirmation Email a Receipt?

An order confirmation email can act as a receipt when it contains a detailed order summary, which includes the items ordered, their quantities, payment information, and shipping methods.

What Is the Best Confirmation Reply?

The best confirmation reply can serve as a double confirmation. First, you can thank the sender for providing the information and let them know it has been received and noted. If you have questions or concerns about the confirmation, you can include them in the reply if needed.

Elements of Effective Confirmation Emails

As we’ve delved into the world of confirmation emails, it’s evident that their significance goes beyond mere acknowledgments.

Each type of confirmation email, be it for an order, reservation, or interview, has its unique components tailored to provide clear, relevant information to the recipient.

As a quick reference, we’ve consolidated the critical elements of various confirmation emails in the table below. Use this as your handy guide when crafting your next confirmation message:

Type of Confirmation Email	Main Elements to Include	Purpose
Restaurant Reservation	- Date and Time - Restaurant Address - Booking or Cancellation Policies	Confirm a booked spot and provide reservation details
Order Confirmation	- Item details - Quantity - Total Charges	Acknowledge a received order and provide a summary
Webinar Confirmation	- Registration details - Date - Time - Link	Confirm participation in a webinar and provide access details
Subscription Confirmation	- Renewal date - Amount charged	Acknowledge a new subscription and provide renewal details
Shipping Confirmation	- Shipping address - Billing address - Expected delivery date	Confirm item shipment and provide tracking details
Booking Confirmation	- Date and Time - Venue or Platform	Confirm a booking for an event or service
Purchase Confirmation	- Item details - Total cost	Acknowledge a completed purchase and provide a summary
Flight Confirmation	- Flight details - Date - Time - Gate	Confirm flight booking and provide necessary travel details
Cancellation Confirmation	- Original details of the booking or order - Cancellation policies	Confirm cancellation of a service, order, or event

Image: Depositphotos

This article, "Confirmation Email Template Examples" was first published on Small Business Trends